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Student Financial Services
Financing your education shouldn't be an obstacle to your success at IBMC. We offer students several options for payment of tuition. All students are encouraged to apply for financial assistance if unable to meet educational costs on their own.
FAFSA
| Our Student Financial Services Department will help you assess your individual situation and your eligibility for assistance. We'll work with you to find aid that is most applicable and will assist you with completion of the necessary paperwork. |  |
To apply for financial aid, a student must first complete the admissions acceptance process. The student then completes a standard application called the Free Application for Federal Student Aid (FAFSA). We encourage students to apply online at www.fafsa.ed.gov which requires a PIN (Personal Identification Number). You can apply for a PIN at www.pin.ed.gov. Students will also need IBMC's School Code (030063) to complete the application.
IBMC participates in the U.S. Department of Education's Federal Financial Aid programs. This aid is available to all who qualify. IBMC is also approved for the training of veterans.
Financial Aid Programs
The following financial aid programs are available at IBMC:
Federal Pell Grant
To receive a PELL a student must:
Federal Pell Grant
To receive a PELL a student must:
• complete a Free Application For Student Aid (FAFSA);
• demonstrate financial need.
Pell grant is gift aid that in most cases does not need to be paid back. The institution determines the amount of PELL a student receives by using the Expected Family Contribution (EFC) as calculated from the FAFSA by the Federal Dept. of Education. The maximum amount of PELL for the 2009 – 2010 award year is $10,700.
Academic Competitiveness Grant (ACG)
To receive an ACG, students must:
• receive a Pell grant in the same award year;
• be enrolled at least half time in an associate’s, bachelor’s, or combined undergraduate/graduate (if it includes at least three years of undergraduate education) degree program, in a two-year program acceptable for full credit toward a bachelor’s degree, or in a one- or two-year certificate program;
• be enrolled in the first or second year of a program of study at an eligible two-year or four-year degree-granting institution;
• have successfully completed a rigorous secondary school program of study and graduated after January 1, 2006, for first-year students and after January 1, 2005, for second-year students;
• if first-year students, not have been enrolled previously as regular students in an ACG-eligible college program when they were still in high school, or if they were in such a program, the courses must have been part of their high school program as well; and
• if second-year students, have successfully completed their first year and have a cumulative GPA* of at least 3.0 on a 4.0 scale.
ACG is gift aid that in most cases does not need to paid back. The maximum amount of ACG is: $750 during the first year; $1,300 during the second year.
Federal Supplemental Educational Opportunity Grant (FSEOG)
To receive a FSEOG, a student must:
Federal Supplemental Educational Opportunity Grant (FSEOG)
To receive a FSEOG, a student must:
• have exceptional financial need;
• receive a Pell grant in the same award year.
FSEOG is gift aid that in most cases does not need to be paid back. The minimum FSEOG amount is $100, but may prorate this amount if the student is enrolled for less than an academic year. The current amount for 2009 - 2010 is $200.
FFEL Stafford Loan and Federal Direct Loan Programs (Subsidized and Unsubsidized)
Stafford loans are interest (subsidized) or low-interest (unsubsidized) loans borrowed from various lenders and the Department of Education for educational expenses.
If you have Stafford Loans and wish to complete Stafford Loan Entrance or Exit Counseling, please visit EdFund or, if your Stafford loans are Direct Loans, go to Direct Loan Servicing.
FFEL PLUS Loan and Federal Direct Plus Programs
Parents may borrow under this program to pay for educational expenses for their dependent undergraduate students.
Federal Work Study
Through the FWS Program, undergraduates work part time either on campus or with a community service organization.
Interest-Free Payment Plan
IBMC also has a monthly interest-free payment plan available for those students who wish to pay cash for part, or all of their education. There is a five percent cash discount for students who pay for an entire program up front.
Book Price Sheet 2010
Scholarships
High School Scholarships
IBMC has a Presidential Scholarship available to current High School graduates. The applications are available in the Student Financial Services Office and from high school counselors in the local community; or, you can download the application here.
Family Scholarships
IBMC has a Family Scholarship available to immediate family members (spouse, child or sibling) of students who are currently attending, or have graduated from the college. The applications are available in both the Admissions and Student Financial Services Offices; or, you can download the application here.
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